Best Ever Smothered Wet Burritos

Ingredients :

1 lb ground beef
1/2 cup chopped onion
2 tsp minced garlic
1 tsp cumin
1/2 tsp salt
1/2 tsp pepper
4.5 oz diced green chile peppers
16 oz refried beans
8 oz tomato sauce
10 oz enchilada sauce
15 oz chili no-beans (Hormel)
6 flour burrito tortillas (about 12 inches)
2 cups shredded lettuce
3 cups shredded Mexican blend cheese
Chopped green onions (for garnish)
Any additional desired toppings